Roofing Replacement & Installation

Professional Roofing replacement & installation services for your home or business. Our roofing work is known for its superior quality and craftsmanship, ensuring long-lasting and reliable results.

Roofing restoration

Expert roofing restoration and efficient management with insurance companies. We can help you get your roof completely replaced by the insurance company.

1. Covered Perils:

Homeowner's insurance typically covers roof damage caused by certain "covered perils," which might include:

  • Storm Damage: Windstorms, hurricanes, and tornadoes often cause roof damage that is typically covered.

  • Hail Damage: Hail can cause significant damage to a roof, and this is usually covered by insurance.

  • Fire: Damage caused by a fire is generally covered.

  • Falling Objects: If a tree or other object falls on your roof due to a covered peril, your insurance should cover the damage.

  • Vandalism: Damage due to vandalism is usually covered.

2. Non-Covered Perils:

  • Wear and Tear: Insurance policies generally do not cover roof damage resulting from normal aging or wear and tear. Over time, roofs naturally degrade, and this is considered the homeowner's responsibility.

  • Neglect: If the insurance company determines that the damage was due to neglect (e.g., failure to maintain or repair the roof when necessary), they might deny the claim.

  • Excluded Events: Some policies might exclude certain events, such as flooding or earthquakes, unless you have specific coverage for those events.

3. Deductibles:

  • Standard Deductibles: You'll need to pay a deductible before the insurance coverage kicks in. The amount depends on your policy.

  • Special Deductibles for Wind/Hail: In areas prone to wind or hail, policies may have separate, often higher deductibles for damage caused by these perils.

4. Partial vs. Full Replacement:

  • Matching Issues: If only part of your roof is damaged, the insurance company might pay to repair or replace only the damaged portion. However, if the same materials or colors are no longer available, this can lead to issues with matching. Some policies may cover the cost of replacing the entire roof to ensure a uniform appearance.

  • Extent of Damage: Insurance companies may require that a certain percentage of the roof is damaged before they cover a full replacement.

5. Reviewing Your Policy:

It’s crucial to review your homeowner's insurance policy or talk to your insurance agent to understand exactly what is covered and under what circumstances. You may also consider adding endorsements or riders if your policy has limited coverage for roof damage.

This understanding will help ensure you’re adequately protected in the event of roof damage and that you know what to expect if you need to file a claim.

FOR MORE INFORMATION

Siding replacement & Installation

Siding Solutions

Comprehensive siding solutions with management and coordination with insurance companies.

1. Homeowner's Insurance Coverage:

  • Covered Perils: Homeowner's insurance typically covers damage to your siding if it's caused by specific perils like storms, hail, fire, or vandalism. For example, if a hailstorm damages your vinyl siding, your insurance policy may cover the cost of repairs or replacement.

  • Non-Covered Perils: Damage due to general wear and tear, neglect, or improper installation is usually not covered. If your siding deteriorates over time due to exposure to the elements, this is considered normal aging and is not covered by insurance.

2. Extent of Coverage:

  • Partial vs. Full Replacement: If only a part of your siding is damaged, the insurance company might pay to repair or replace just that section. However, if the exact color or style is no longer available, some policies may cover the cost to replace the entire siding to maintain uniformity.

  • Deductibles: Keep in mind that you'll typically need to pay a deductible before the insurance kicks in. The amount of the deductible will depend on your policy.

3. Filing a Claim:

  • Documentation: If your siding is damaged, document the damage with photos and keep records of any estimates for repair or replacement. This will be important when filing a claim.

  • Insurance Adjuster: The insurance company may send an adjuster to assess the damage and determine the amount they will cover. It's important to get an independent estimate as well to ensure you're getting a fair assessment.

FOR MORE INFORMATION

We specialize in installing high-quality vinyl siding.

Vinyl siding is a popular exterior cladding material due to its durability, low maintenance, and relatively affordable cost. However, the quality and performance of vinyl siding can vary significantly depending on factors such as the material's thickness, manufacturing process, and installation. Here's an overview:

1. Material Thickness:

  • Thicker Panels: Higher-quality vinyl siding tends to be thicker, typically ranging from 0.040 inches to 0.055 inches. Thicker panels are more durable, resist warping, and can better withstand impacts.

  • Thinner Panels: Lower-quality siding might be as thin as 0.035 inches, which can make it more prone to damage, warping, and sagging over time.

2. Impact Resistance:

  • High-quality vinyl siding is designed to withstand impacts from hail, wind-blown debris, and other forces without cracking or denting. Impact resistance is often tested and rated by manufacturers, with better grades offering superior protection.

3. UV Resistance and Color Retention:

  • Fade Resistance: Quality vinyl siding contains UV inhibitors and other additives that help resist fading and discoloration over time. This is important in maintaining the aesthetic appeal of your home.

  • Color Variety: Premium vinyl siding is often available in a wider range of colors and finishes, including those designed to mimic the look of wood or other materials.

4. Weather Resistance:

  • Vinyl siding should be able to withstand harsh weather conditions, including extreme temperatures, moisture, and high winds. Better-quality siding often comes with warranties that cover these conditions for longer periods.

5. Insulation:

  • Some vinyl siding is available with an insulated backing, which adds energy efficiency by improving the home's thermal envelope. This can lead to better temperature regulation and reduced energy costs.

6. Maintenance and Longevity:

  • One of the main advantages of vinyl siding is its low maintenance. Quality vinyl siding requires little more than occasional cleaning with soap and water. It's resistant to pests, rot, and does not require painting.

  • Longevity: High-quality vinyl siding can last 20-40 years or more, depending on the climate and level of care.

7. Installation:

  • Proper installation is critical to the performance of vinyl siding. Even the highest-quality siding can fail if not installed correctly, leading to issues like warping, buckling, and moisture infiltration.

8. Cost and Warranty:

  • Cost: Premium vinyl siding is more expensive upfront but often pays off in terms of durability, appearance, and long-term performance.

  • Warranty: High-quality vinyl siding typically comes with longer and more comprehensive warranties, sometimes transferable to new homeowners.

9. Environmental Impact:

  • Modern vinyl siding is more environmentally friendly than in the past, with many products being recyclable and manufactured with lower environmental impact processes. Additionally, insulated vinyl siding can contribute to energy efficiency, reducing overall energy consumption.

Choosing the Right Vinyl Siding:
When selecting vinyl siding, it's essential to consider factors like your local climate, your home's architectural style, and your budget. Investing in higher-quality sidingcan provide better performance, longer life, and enhanced curb appeal.

Windows replacement & Installation

  • Vinyl windows are a popular choice for many homeowners due to their durability, energy efficiency, and low maintenance requirements. Here’s a breakdown of their quality and some factors to consider:

    Advantages of Vinyl Windows

    1. Durability: Vinyl windows are resistant to rotting, peeling, and warping, making them a long-lasting option compared to wood or aluminum windows.

    2. Energy Efficiency: They often come with multi-chambered frames and low-emissivity (low-E) glass coatings that help insulate your home, reducing heating and cooling costs.

    3. Low Maintenance: Vinyl windows don’t need painting and can be cleaned easily with soap and water.

    4. Cost-Effective: They are generally less expensive than wood or fiberglass windows, offering a good balance of performance and cost.

    5. Variety: They come in many styles and colors, allowing for customization to match your home’s aesthetic.

    Considerations

    1. Quality Variability: Not all vinyl windows are created equal. Quality can vary based on the manufacturer, so it’s important to research brands and check for warranties.

    2. Aesthetic Limitations: Vinyl windows can look less traditional than wood windows, which might not suit every architectural style.

    3. Color and Finish: While they come in various colors, vinyl windows are typically limited in terms of finishes compared to wood, which can be stained or painted in almost any color.

    4. Expansion and Contraction: Vinyl can expand and contract with temperature changes, which might affect the window’s performance over time. Quality windows are designed to minimize this issue.

    5. Environmental Impact: While vinyl is durable, it’s made from PVC, which has environmental concerns regarding production and disposal. Some manufacturers are working on more eco-friendly options.

    Choosing Quality Vinyl Windows

    1. Look for Certification: Check if the windows have been certified by organizations like the National Fenestration Rating Council (NFRC) for energy performance or the American Architectural Manufacturers Association (AAMA).

    2. Consider Frame Thickness: Thicker frames generally offer better insulation and durability.

    3. Check for Reinforcement: Quality vinyl windows often have reinforced frames with metal or composite materials to improve strength and resistance to warping.

    4. Review Warranty: A good warranty can indicate a manufacturer’s confidence in their product’s quality and can offer protection for you in case of defects.